Forecast

Most of ZumFlo is about recording what has happened: your daily log, your settlement, your records. The Insights tab does something different - it gives you your own numbers back in a way you can actually use. And the part that looks forward instead of back is Forecast.

The core idea is simple: based on your connected calendar, Forecast shows how full your days are, where you have room, and - perhaps most useful of all - what that room means in euros. An empty gap in your calendar becomes an amount, and an amount prompts action. Forecast is part of Pro and needs your calendar connection.

What your free hours are worth

This is where Forecast gets you moving. Your free hours are multiplied by your own actual net hourly rate - a figure ZumFlo already knows from your closed months. The result: “13.8 h available ≈ € 259,46 unused potential”. The same idea runs through the financial projection card: your Potential revenue (your booked appointments at your price list prices), an Estimated host payment (your actual host payment ratio applied to that revenue) and the Estimated net result that follows from it.

Important: this is a forecast based on your own history, not a new accounting calculation - and it is labelled that way too (“based on your actual host payment”, “forecast, not a calculation”). It automatically becomes more accurate as your history grows. If you don’t yet have enough closed months, ZumFlo deliberately leaves these amounts out - better nothing than a figure based on a single week.

Encouraging, never reproachful

Forecast is deliberately calm in tone. An empty day is an opportunity, not a mistake: no notifications that you supposedly “forgot” something, no wagging finger. You simply see where there is room in your week and what that room is worth - and what you do with it is up to you. That helps you think ahead instead of working things out after the fact: where does a promotion pay off, which clients could you invite back for a follow-up appointment, and on which days do you prefer to work.

Want to look ahead at the tax side rather than your calendar? That lives elsewhere in Insights, under Fiscal, with your estimated BTW (Dutch VAT) position - read more about it in quarter- and year-end closing. And to get Forecast working, first connect your calendar.