ZumFlo·For professionals who rent a chair or workspace

You made €400 today.
How much is actually yours?

After chair rent, commission, transaction fees and BTW (Dutch VAT). You confirm what was in each payment, ZumFlo does the rest. No spreadsheets, no guessing.

Download on the App Store

No account needed · 14 days free

Know what came in Every payment linked Card payments come in by themselves, with Pro your calendar lines up the treatment. You confirm.
From gross to net The waterfall does the work Chair rent, commission, transaction fees, BTW - calculated flawlessly.
Where you earn the most Insight per service, day and location Payout ratios, trends and with Pro your forecast. Data that improves your earnings model.
Bookkeeping prepared Everything ready for your accountant Revenue, BTW, your receipts and purchase invoices - with Pro exported or booked in Moneybird. Reports in 10 languages.
Sound familiar?

It's Tuesday evening. Your last client just left. You know what came in - but what you actually take home? That's a different story every time.

You know your revenue - but your take-home? That's a different guess every evening, calculator in hand.
Your host's settlement arrives. But do you have your own numbers to put next to it?
Per location, per channel - which workspace actually earns more when you factor in everything?
For salon owners

It's the end of the month. You want the settlements ready for your professionals. But it takes hours - and you're never quite sure. Is this right?

The settlement takes hours - and you're never quite sure it's right.
A professional asks where a €30 difference came from. Can you figure that out in five minutes?
Do your professionals actually stand behind the settlement - or do they just accept it because checking is too much effort?
What if you just knew?
From workday to clarity

You close out your workday. With a card provider linked, your card payments and tips come in by themselves, and with your calendar linked the treatments are already lined up. You confirm what was in each payment and add cash and vouchers. That's where your work ends.

Card
€ 0
Cash
€ 0
Voucher
€ 0
Your price list09:00
    Your chair · your revenue
    Tips
    Private, not revenue
    € 0
    Your share
    Net, after everything
    € 0
    VAT pot
    Set aside for the tax office
    € 0
    The salon
    Commission + products
    € 0
    Card fees
    For your card terminal
    € 0
    Month
    Your share this month
    € 0
      Monthly overview
      For yourself · PDF
      Salon statement
      PDF, photo or export
      AI
      ComparisonPro
      AI analyst puts them side by side
      Settlement
      For the salon · PDF
      Quarter & VAT
      For your accountant
      Moneybird
      BookkeepingPro
      Booked directly
      Month, quarter and year · in 10 languages
      How ZumFlo calculates this workday

        You see instantly: what's yours, what goes to your salon, and what to set aside for VAT. Per day, per month, and at the end of the month in black and white for you, your salon and your accountant.

        What you get

        Know what you take home - every day

        Your card payments come in by themselves. For each payment you confirm which treatment it belongs to - with Pro and your calendar linked it is usually lined up already, and you swipe to accept. Split payment, part card and part cash? Then you split the payment. Your tip is set aside automatically. Once everything is linked, you close the day and see what's yours. Net, after everything.

        No more uncertainty at the end of your day. You know where you stand.

        Two perspectives, one settlement

        Whether you work at one location or several: for each one, ZumFlo builds your own specification day by day, according to your agreements. Even with one card terminal for all your locations: ZumFlo puts each payment at the right location straight away, based on your time slots; if it's wrong, you move it. Including everything that falls outside the salon's system, such as cash, gift vouchers and adjusted treatments. When your host sends the monthly specification, ZumFlo puts it next to yours automatically with Pro and turns it into a neutral comparison report.

        No argument about who is right, but a conversation about facts.

        Understand where you actually earn

        Which location is most profitable? What's your real hourly rate after all costs? What changes if you work an extra day, switch locations, or your commission changes - in euros? And with Pro and your calendar linked: how full is your coming week, and what are your free hours worth?

        No more gut feeling - just decisions based on numbers.

        Your quarter without the shoebox

        With Pro, scan your receipts and purchase invoices as they come in. At the end of the quarter, ZumFlo bundles your revenue, your BTW and your purchase invoices into an accountant's file, with an indication of your BTW position. Ready to share with your accountant, or to book in Moneybird.

        You know roughly where you stand all year - not just at filing time.

        ZumFlo Today - the day's open transactions, ready to link to a treatment
        Your payments come in by themselves
        ZumFlo - processing a card transaction with the suggestion from the calendar appointment
        Confirm what was in each payment
        ZumFlo Today - daily result after closing the workday
        See your net daily result instantly
        ZumFlo Overview - net monthly result across all locations
        Your month at a glance
        ZumFlo - month-end settlement with your host: specifications, comparison and locking daily logs
        Compare and close with your host
        ZumFlo Overview - export: period overview, purchase invoices, accountant's file and BTW overview
        Ready for your bookkeeping
        ZumFlo Insights - My Work: period result and scenario planner
        What you keep - and what's possible
        ZumFlo Insights - Forecast: occupancy for the next 7 days and unused potential
        Your coming week, looked ahead
        ZumFlo Insights - Fiscal: BTW position, travel allowance and self-employment deduction
        BTW, travel and deductions - tracked
        Download on the App Store

        No account needed

        Three rhythms
        1
        Every workday
        Link payments, close the day. Usually a few minutes.
        2
        Every month
        Compare with your host and close
        3
        Every quarter
        Your accountant's file, ready to share

        Your services, your products, your financial agreements - per location. Whether you're a hairdresser working at two salons, a nail technician on a commission deal, or a barber with a fixed daily rate: ZumFlo works exactly the way your business works. Set it up once, and it just works.

        Does your accountant need something, or does your host want to see the settlement? Then there is nothing left to dig up. Your reports are already complete and ready to share.

        Want to see exactly how it works? The guides walk through every tab step by step, with screenshots - from your first workday to the month-end settlement with your host.

        After your first workday, you know what you take home.

        After a month, you close with your host and see which location earns the most.

        After a quarter, your accountant's file is ready and you recognise patterns.

        After a year, you have your complete financial history.

        Not in scattered pieces - but in one overview. Your business, your data.

        For salon owners

        Two sets of records, side by side. Automatically.

        You put the settlement together from your own till system. But part of the story stays out of sight: cash, gift vouchers, a treatment that went differently than it was booked. Your professional does see it, and records it day by day in ZumFlo.

        Your specification is the starting point.

        Your professional adds your monthly specification: an export from your salon system, a PDF or a photo. Using AI, ZumFlo compares it day by day with their own daily logs. Client names stay on your professional's device.

        Differences in black and white, with the reason attached.

        The comparison report shows how many days match, where they differ and what the total difference is. For each difference it shows what was recorded on each side: an advance payment, a salon product, a tip that only counts on one side. Neutral, without pointing fingers.

        Agreed means closed.

        Once you agree, your professional locks the month. The figures are final, for both of you and for the accountant. That is what a professional working relationship looks like: structured, verifiable and on record.

        The settlement stops being a question mark and becomes a closing. You don't need to install anything. You simply receive the period overview and the comparison report as a PDF.
        Privacy & positioning

        Your data stays yours.

        Your financial data lives on your device and in your own iCloud. No account, no central database with your numbers. Only when you start an AI feature yourself - the settlement check, scanning a receipt or importing your price list - is that part processed externally. Read exactly how in the privacy policy.

        The missing layer between what you earn and what you keep.

        Not a replacement for your accountant or your card terminal - the bridge between them.

        Salon software

        Salonized, Treatwell, Booksy, Fresha - built for scheduling and bookings, not for your income.

        Accounting software

        Moneybird, Xero - strong on bookkeeping, but missing your daily context.

        POS systems

        SumUp, PayPal POS - show what comes in, not what's yours.

        Spreadsheets

        Time-consuming, error-prone, and always manual.

        In 10 languages
        Dutch · English · German · French · Spanish · Italian · Polish · Bulgarian · Turkish · Ukrainian
        Integrations

        Connects to the tools you already use

        See a lump sum from your card provider, but not what it's made up of?

        ZumFlo fetches your card payments and you link them to your treatments. You see exactly which services, products and locations are behind each deposit.

        Are your appointments already in the salon's calendar?

        With Pro you link that calendar through a read-only calendar link (iCal), for example from Salonized. ZumFlo then lines up the treatments with your payments and lets you look ahead at your occupancy.

        Still pulling everything together manually at the end of the month for your accountant?

        Your revenue, costs and BTW are already broken down, and with Pro your scanned receipts and purchase invoices sit alongside. Your accountant gets what they need, without extra work from you.

        SumUp
        Live
        PayPal POS
        Live
        Moneybird
        Live · Pro
        Calendar (iCal)
        Live · Pro

        Step by step: connecting SumUp · connecting your calendar · connecting Moneybird. Using a different card provider or accounting software? ZumFlo also works fully standalone.

        Find out what's yours - today.

        Try ZumFlo free for 14 days with all Pro features, no strings attached. Then choose Standard or Pro.

        Download on the App Store

        Start now · No account needed

        ZumFlo Standard
        €9.95 / month
        or €99 per year Save 17%
        Features:
        Real-time calculation of your net result
        Automatic income & cost rules
        PIN integration (SumUp & PayPal POS)
        Compare income per work location (up to 2)
        Advanced trend analysis
        Month-end closing & reports in 10 languages
        Import your price list automatically - online or from your price card
        Recommended
        ZumFlo Pro PRO
        €18.95 / month
        or €189 per year Save 17%
        Everything in Standard, plus:
        Calendar link & forecast
        Exception rules per service
        Stepped pricing
        Accounting link with Moneybird
        Tax-ready reports & BTW exports
        Unlimited work locations
        Settlement check with your host (AI)
        Receipt & invoice scanning (AI)

        AI features have usage limits: 3 settlement checks (Pro) per location per month and 25 scans per month, shared across receipts, invoices, price cards and online price-list lookups. Trial period: 1 check per location per month and 10 scans in total.

        Compare all features
        Feature Standard Pro
        Real-time net result calculation✓✓
        Insights & dashboards✓✓
        Advanced trend analysis✓✓
        Net hourly rate & location comparison✓✓
        Scenario planner✓✓
        Tax overview: BTW position, travel costs & self-employed deduction*✓✓
        PIN integration (SumUp & PayPal POS)✓✓
        Automatic income & expense rules✓✓
        Import your price list automatically (online or price card)✓✓
        Exception rules per service—✓
        Stepped pricing—✓
        Work locationsup to 2∞
        Settlement & closing✓✓
        Export reports✓✓
        Quarter and year overview✓✓
        Reports in 10 languages✓✓
        App lock with Face ID & encrypted backup✓✓
        Works on iPhone and iPad✓✓
        Accounting link (Moneybird)—✓
        Accounting exports (BTW & more)—✓
        Settlement check vs host—✓
        Receipt & invoice scanning—✓
        Calendar link (pre-fills your daily log)—✓
        Forecast & occupancy—✓

        * With Pro, input VAT from your purchase invoices is included in your BTW position too.

        Spot one difference in your settlement in time, and your subscription has already paid for itself.

        View a sample period statement

        Received an overview from a professional? Here is how it works for you as a salon owner.

        Download on the App Store